Behind the Business

Carson and his team at ITM are landscaping and hardscaping experts specialized in outdoor spaces, patios, fire pits, retaining walls, commercial maintenance and more.

Carson Browning, ITM Landscapes - Watch the story Carson Browning, ITM Landscapes - Watch the story

“I don’t have to jump through a lot of hoops when I need a loan. The money is just there in my account the next day.”

- Carson Browning

How Carson Browning grew a high school side gig into a specialty landscaping business

Carson Browning’s interest in landscaping and entrepreneurship started in high school. “I had my own little grass-cutting business,” he says. “I didn’t like working for other people.” After graduating from college in 2006, Carson launched ITM Landscapes, in Jackson, Ga. – but with services beyond gardening.

“When I started my company, there was this new industry in my area called ‘hardscaping,’ which includes high-end patios, walkways and outdoor living areas,” Carson says. “I wanted to do more than just lawns and maintenance, and there was no one in my market that specialized in hardscaping.”

He became certified in concrete and paving installation and launched a website promoting his hardscaping and landscaping skills. “Good marketing separated me from everyone else who were just cutting grass,” he says. He and his 12 employees now create landscapes and hardscapes for residential and commercial clients just south of Atlanta.

Adding employees helps boost profits

Carson’s ability to grow his business is directly tied to people. “The more crews we have, the more work we can do and the more money we can make,” he says. But adding crews meant he needed to spend more on payroll and equipment, limiting the business to two full-time teams.

“With residential customers, we get deposits when we start a contract, so that helps bridge the gap until we finish the job,” Carson says. Large commercial customers, which make up about 25 percent of his business, don’t pay deposits and often don’t pay invoices until 90 days later, leaving him to cover costs for crews and materials.

Carson discovered Kabbage while searching online for lines of credit. “The application was simple and easy,” he says. His experience with Kabbage since then has been just as easy. “I don’t have to jump through a lot of hoops when I need a loan – the money is just there in my account the next day.” Since he’s out on job sites most of the time, he uses the Kabbage mobile app to add funds to his bank account and make loan payments.

Keeping cash flow healthy with maintenance services

Carson’s use of Kabbage is “100 percent growth-oriented,” he says. With Kabbage, he added a third crew in 2017. “I didn’t have to stress about paying the bills before I got the crew up and running,” he says. “The loans cover the times when the expenses don’t line up evenly with income.”

In 2018, ITM Landscapes increased gross sales revenue by 20 percent since 2017– a direct result of the additional crew. Carson hopes to add a fourth crew to the company by mid-2019, using Kabbage to cover costs until the business adds more clients.

The extra crews help Carson keep money coming in during the slow winter months. One of the crews maintains landscapes year-round. “That’s good cash flow in the winter when installations are slow,” Carson says. He sees maintenance as the logical next step after he’s designed and installed landscaping or hardscaping: “As we tell our customers, if you’re hiring us to transform your property, then you should trust us to take care of it forever.”

Ready to get started with Kabbage?

Apply Now

Want more small business info?

The Greenhouse

The Kabbage Greenhouse brings together all the best advice, trends and information for small businesses.

Check it out

Footnotes

  1. Credit lines and pricing are subject to periodic review and change, including line and pricing reductions, line and pricing increases, or line eliminations. Individual requests for capital are separate installment loans. All loans are subject to credit approval. Frequently Asked Questions.
  2. Kabbage can approve you in minutes for up to $200,000 when we are able to automatically obtain your business data and verify your bank account. Lines of credit over $200,000 require a manual review. In some situations, errors may occur during the sign up process, or we may need to send micro-deposits to confirm your bank account for security purposes. If this is the case, it may take up to several days to provide you access to funding.
  3. The Kabbage Card is issued by Republic Bank & Trust Company, member FDIC, pursuant to license by Visa U.S.A., Inc. See the Cardholder Agreement for Terms & Conditions including fee schedule details.

Kabbage is powered by the:

Kabbage Platform

Copyright © 2019 Kabbage Inc. All rights reserved. Kabbage is a registered trademark of Kabbage, Inc., used under license.

All Kabbage business loans are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

BBB