Small Business Loans for the Real World

Get the security of a Line of Credit of up to $250,000!

  • Instant approval and funds in your account on the spot.
  • Flexible, ongoing access to your credit line anytime- anywhere.
  • No fees to apply or establish your line – pay fees only on the funds you use.
QUESTIONS? 888-986-8263

There's a better way to fund your business

Accessing small business funding shouldn't be complicated or time-consuming, so Kabbage developed a simple way to get up to $250,000.2

up to a $250k line of credit1
qualify in 10 minutes2
choose 6 or 12 month terms4

Minimum qualification requirements

To qualify with Kabbage, you should be in business for at least one year and have a minimum of $50,000 in annual revenue or $4,200 per month over the last three months.1

› Applying is Free › No Obligation to Take Funds
Years in
Business
1 year +
Business
Revenue
$50,000 Annually
- or -
$4,200 / Month
over the last 3 months

How a Kabbage line of credit works:


1
Apply anywhere in minutes
Enter basic business information and link your revenue data online or through our mobile app.

2
Get a decision quickly2
We'll review your business performance to let you know how much working capital you can access.

3
Start using your funds today
Take the amount you need now and come back whenever you need more capital to grow your business.

find out more

Qualifying Rates & Terms

Small business loans that fit your business

Flexible Funds
You decide when to use your funds and how much to take. As long as you have available funds, you can withdraw every time you need capital, up to once per day.
Transparent Terms
Kabbage small business loans have simple, monthly payments with no origination fees or prepayment penalties. You can review your payment schedule before taking a loan so there won't be any surprises.
Simple Process
Securely link your business information online to get an automatic financial review. This lets us evaluate your business right away without requiring you to track down financial statements.
Convenient Access
Withdraw from your line by logging into your computer, using our mobile app or swiping your Kabbage Card. You'll have the security of a line of credit you can use whenever you need it, wherever you are.
Trusted by Thousands
Kabbage customers have securely connected more than 1 million data sources. We’re A+ rated by the Better Business Bureau and are TRUSTe certified for our commitment to customer privacy.
Personal Service
From applying to managing your account and making the most of your capital, our in-house team of experts is here to help when you need it.

real kabbage stories

Right Way Signs

Ches & Alex Perry / Chicago, IL
Chicago, IL

When Right Way Signs needed extra capital to meet payroll during slow months, they were approved for a Kabbage line of credit within minutes. With extra time and capital, Ches and Alex are now able to focus on driving revenue and business growth.

Get started now.
Have working capital today.

Minimum requirements
To qualify for a small business loan, your business needs to be at least a year old. You should have revenues of $50,000 annually or $4,200 per month over the last three months. 3 
Get the Kabbage app
Apply, use your funds and manage your account right from your phone with the Kabbage app. It's the best funding you can get with two thumbs.

We've provided over $4 Billion in funding to more than 130,000 businesses.

footnotes

  1. All loans are subject to periodic review and change. Credit lines and pricing are subject to periodic review and change, including line and pricing reductions, line and pricing increases, or line eliminations. This is not a revolving account. Individual requests for capital are separate installment loans. Frequently Asked Questions.
  2. Kabbage can approve you in minutes for up to $150,000 when we are able to automatically obtain your business data and verify your bank account. Lines of credit over $150,000 require a manual review. In some situations, errors may occur during the sign up process, or we may need to send micro-deposits to confirm your bank account for security purposes. If this is the case, it may take up to several days to provide you access to funding.
  3. This is not a guarantee of qualification, but rather the minimum qualification criteria.
  4. After you apply, we will inform you if your loan request qualifies for a six-month term or an optional 12-month term. A minimum loan of $10,000 is required for 12-month loan term. Eligibility for 12-month loan terms is subject to availability and can change based on underwriting criteria. Changes in future term availability does not affect outstanding loans.

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Kabbage Platform

Copyright © 2018 Kabbage Inc. All rights reserved. Kabbage is a registered trademark of Kabbage, Inc.

All Kabbage business loans are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

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