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Accountingprose uses Kabbage loan to hire employees and cover payroll to increase client base

Helping Businesses Grow

As the owner of Accountingprose – an accounting and bookkeeping firm of self-proclaimed "small business superheroes" – Cristina Garza has always known that human capital is what pays dividends.

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"When I started my business, the first thing I did was hire an employee, and I had to fund this all on my own," Cristina said. "It became stressful to find the right people, train them and feel pressured to immediately cover their payroll, plus see returns on that investment."


Worrying if she would be able to hire the people she needed when she needed them was keeping Cristina up at night. However, banks required many years of tax returns that her young venture couldn’t provide to get a small business loan.

"Traditional banks really wouldn’t listen to what I had to say since I didn't fit a traditional business mold. We had an upward trajectory, but looking at previous tax returns didn't provide an accurate picture of our potential."

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When she needed a lender who would think outside the box, she turned to Kabbage. "Kabbage was really straightforward and open-minded in reviewing my business," she said. "They considered the future of my business rather than just looking at the past."

Having access to a line of credit from Kabbage helped free up working capital and empowered Cristina to be more proactive in her hiring.

"I was able to lean on Kabbage to hire four new employees and cover payroll. With more people, I could take on more clients, so I was able to see returns quickly."

"Without the security of my line of credit, we would have had to shut down our growth pipeline to manage our current workload, which would have stagnated our growth dramatically. Kabbage has been there treating me like a partner and believing in me every step of the way."

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