Kabbage Checking™

It pays to deposit.
Literally.

The online Kabbage Checking account*1 for businesses comes with no monthly maintenance fees2, plus a 1.10% APY3 on balances up to $100,000.

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*The Kabbage Checking Account is provided by Green Dot Bank

American Express

The benefits of Kabbage™ with the power of American Express

With the powerful backing of American Express, Kabbage offers a broader set of cash flow management tools to millions of businesses.

  • Free in-network ATM access

    Withdraw cash at one of thousands of in-network ATMs nationwide.3

  • Mobile deposit

    Deposit eligible checks using the Kabbage mobile app.4

  • Customized checks

    Cover expenses your way when you purchase checks connected to your account.1

Learn moreLearn more about the comprehensive features of Kabbage Checking >

Straightforward pricing

There are no set-up or monthly maintenance fees, and no minimum balance requirements.1

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Access your account when and where you need it

Your Kabbage debit card provides you convenient cash capabilities, including making cash deposits at nearly 90,000 retail locations nationwide5. Also add it to your digital wallet for quick, contactless purchases.

“I recommend Kabbage to my clients today because it was so simple to apply.”

Tina Garza, Accountingprose

Kabbage customer since 2014

View Tina's storyView more testimonials
Real Kabbage customers are aware their stories may be featured by American Express.

Have questions about Kabbage Checking?

Check out our FAQs for more information about how Kabbage Checking works.

  • Click here to apply to open an account. We will ask you to provide basic information about your business.

  • Balances up to $100,000 in your Kabbage Checking account, including balances in Reserves,6 currently earn a variable interest rate of 1.10% APY.2

  • Through mobile deposit, you can deposit eligible checks with a photo using the Kabbage mobile app.4 Plus, you can transfer money from another bank, or you can make fast, convenient cash deposits at nearly 90,000 retailers and service centers nationwide.5

  • You can withdraw cash for free at any of the ATMs in our network. Use the ATM locator in the Kabbage mobile app to find the one closest to you. You can also request cash back when making a debit purchase at participating retailers. You may have to pay a fee if you withdraw funds at out-of-network ATMS or in-person at banks.

Read more FAQs >

More solutions to help run your business

Funding

Simple and fast access to capital with a business line of credit.

Learn more >

Payments

Accept payments through professional invoices and custom pay links.

Learn more >
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Footnotes

  1. Kabbage Checking account opening is subject to identity verification and approval by Green Dot Bank.
  2. Other fees and limits apply. See the Fee Table in the FAQs.
  3. The annual percentage yield (“APY”) is accurate as of 5/1/21 and may change at our discretion at any time. The APY is applied on account balances in your primary Kabbage Checking account and each associated Reserve, up to $100,000 in the aggregate. No interest is earned on aggregate balances of over $100,000. The average daily balance method is used to calculate interest.
  4. For out of network ATM, the ATM operator may charge a fee.
  5. Checks deposited through mobile deposit will typically be available by the fifth business day after deposit. If your deposit needs to be reviewed, it may take a little longer for your money to be available. Some deposit types are not eligible for mobile deposit. Eligibility requirements apply. For more information on terms, conditions, and limitations, please see FAQs.
  6. Retailer fees and limits apply. See the Fee Table in the FAQs.
  7. Money in Reserves must be moved to the available balance in your primary account before it can be used. We may require at least seven days’ written notice of an intended transfer from a Reserve to your primary account. If a Reserve is closed during a Statement Cycle, interest accrued during such Statement Cycle is forfeited. For more information on Reserves, please see FAQs.
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Kabbage Funding™, Kabbage Payments™ and Kabbage Checking™ are trademarks of American Express.
Kabbage Payments, LLC is a registered Payment Service Provider/Payment Facilitator sponsored by Fifth Third Bank, N.A., Cincinnati, OH.
Banking services are provided by and Kabbage Debit Mastercard® is issued by Green Dot Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Other Kabbage products and services are not provided by Green Dot Bank or Green Dot Corporation.
Green Dot Bank operates under the following registered trade names: GoBank, GO2Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Kabbage Checking™ account funds are FDIC-insured up to the allowable limits through Green Dot Bank, Member FDIC upon verification of Cardholder's identity. Coverage limit is subject to aggregation of all of Accountholder's funds held on deposit at Green Dot Bank.
Green Dot is a registered trademark of Green Dot Corporation. ©2022 Green Dot Corporation. All rights reserved.

© 2022 American Express. All rights reserved.