Online Checking Account for Small Business

Kabbage Checking™

The online Kabbage Checking account^* comes with all the features you want, plus a 1.10% APY on all of your funds.¹

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*The Kabbage Checking Account is provided by Green Dot Bank

Virtual card
Use a virtual card number to make online purchases until your debit card arrives.²
Free in-network ATM access
Withdraw cash at one of thousands of in-network ATMs nationwide.⁴
Bill pay
Set up your vendors, organize your bills and issue payments electronically from your account.
No monthly Fees
No set-up or monthly maintenance fees, and no minimum balance requirements.³
Customized checks
Cover expenses the old-fashioned way with checks connected to your account.³
Mobile deposit
Deposit eligible checks using the Kabbage mobile app.⁵

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Use your mobile phone to take a photo of paper check

Manage your checks—whether they’re coming or going

Make check deposits through the Kabbage mobile app.⁵ And for those times you need to write a paper check, you can do that, too.

Straightforward pricing, no matter your balance

There are no set-up or monthly maintenance fees, and no minimum balance requirements.³

Monthly account maintenance fee

None

$10 - $15/month(waived if certain conditions are met)

Minimum opening balance

None

$0 - $25

In-network ATM withdrawal ⁴

Out of network ATM withdrawal ⁴

$0(ATM provider may charge a fee)

Up to $2.50(ATM provider may charge a fee)

Outgoing domestic wire transfer

$25 per transaction

$25 - $35 per transaction

**Based on a review of pricing terms for business checking accounts available on the websites for Chase, Wells Fargo and Bank of America on November 18, 2020

Manage your money with Reserves

Within your account, create up to five Reserve⁶ sub-accounts to organize your income streams or to set aside money for specific goals.

It's secure as it is simple

Kabbage Checking accounts are provided by Green Dot Bank, Member FDIC, and are FDIC-insured up to $250,000. Your debit card uses an EMV chip for extra protection of your account and you have the ability to lock & unlock your card from your Kabbage account.

Access your account when and where you need it

Use your Kabbage debit card to withdraw cash through a network of free ATMs³ and deposit cash at nearly 90,000 retail locations nationwide.⁶ You can start using a virtual card number as soon as you open your account to make online purchases while you wait for your card to arrive.

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Check out our FAQs for more information about how Kabbage Checking works.

How do I open a Kabbage Checking account?
Click here to sign up for the waitlist. We’ll let you know when you can apply to open an account by providing basic information about your business. There’s no minimum balance requirement, and you won’t pay any monthly maintenance fees.³
Do you offer interest on deposits?
All funds in Kabbage Checking accounts, including balances in Reserves,⁷ currently earn a variable interest rate of 1.10% APY.¹
How do I add money to my Kabbage Checking account?
Through mobile deposit, you can deposit eligible checks with a photo using the Kabbage mobile app.⁵ Plus, you can transfer money from another bank or you can make fast, convenient cash deposits at nearly 90,000 retailers and service centers nationwide.³
How can I withdraw cash from my account?
Visit one of the 19,000 ATMs in the Allpoint ATM network to withdraw cash. You can also get cash back from making debit purchases by entering your PIN at participating retailers. You may have to pay fees to the ATM owner or for ATM withdrawals made outside of the Allpoint ATM network.

Payments

A better way to accept customer payments

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Insights

Where small businesses manage their cash flow

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Footnotes

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The annual percentage yield (“APY”) is accurate as of 1/25/2021 and may change at Kabbage’s discretion at any time. The APY is applied to deposit balances on the funds within your primary Kabbage debit account and each individual Reserve. The average daily balance method is used to calculate interest. See the Deposit Account Agreement for terms and conditions.
Virtual cards can be used for online purchases and will expire upon activation of your Kabbage debit card.
Other fees and limits apply. See the Deposit Account Agreement for terms and conditions.
Fees may apply for out-of-network ATMs. For bank tellers, a $3.00 fee will apply.
Checks deposited through mobile deposit will typically be available by the fifth business day after deposit. If we need to review your deposit, it may take a little longer for your money to be available. Eligibility requirements apply. See Deposit Account Agreement for terms and conditions.
Money in Reserves must be moved to the available balance in your bank account before it can be used. If a Reserve is closed during a Statement Cycle, interest accrued during such Statement Cycle but unpaid with respect to that Reserve is forfeited.

It pays to deposit.
Literally.

All of the features.
None of the strings.

Virtual card

Free in-network ATM access

Bill pay

No monthly Fees

Customized checks

Mobile deposit

Manage your checks—whether they’re coming or going