Kabbage Funding™

Funding that’s built
for your business

We’ve made it simple and fast for you to apply for a line of credit* between $1,000 and $150,000.**

American Express

The benefits of Kabbage with the power of American Express

Now with the powerful backing of American Express, Kabbage will offer a broader set of cash flow management tools to millions of businesses.

  • Quick application.

    Apply online in minutes and connect your business accounts, and we’ll look at your financial info in real time to give you a decision.*

  • Flexible access.

    Use what you need, when you need it, and only pay loan fees for the capital you use.

  • Secure data.

    For your security, Kabbage uses data encryption and “read-only access” to better understand your business.

Straightforward fees.

When you draw from your line of credit*, you’ll pay a monthly fee on the amount you use, and only during the months you have an outstanding balance. There are no pre-payment penalties.

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“Kabbage makes it easy. I got approved and was funded in a few clicks.”

Tony M., Coastal Concrete Construction

View Tony's storyView more testimonials

Have questions about Kabbage Funding?

Check out our FAQs for more information about how Kabbage Funding works.

  • As long as you meet the eligibility criteria, Kabbage can approve you in minutes for a line of credit between $1,000 up to $150,000 upon verifying your identity and bank account. In some situations, we may need to perform additional steps to confirm your identity or verify your bank account. If a manual review is required, it will take longer to provide you with a decision.

  • Kabbage Funding offers access to a line of credit* between $1,000 to $150,000.** Each draw on the line is a separate 6-,12-, or 18- month installment loan depending on your eligibility.

  • Kabbage Funding loans incur a loan fee for each month you have an outstanding balance. There are no origination fees, annual fees, monthly maintenance fees or documentation fees. Late payment fees and return payment fees may apply as explained in the loan agreement.

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More solutions to help run your business


Earn 1.10% APY on balances up to $100K2 without the fees of a traditional checking account.3

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Accept payments through professional invoices and custom pay links.

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