Qualifying for Kabbage Funding™

Apply in minutes.
Qualify in 
no time.

Spend time 
on your
business — not paperwork

Kabbage looks at your business performance — not just a credit score — to let you know right away how much funding you can access.

Minimum qualification requirements

To qualify with Kabbage Funding, you should be in business for at least one year and have a minimum of $50,000 in annual revenue or $4,200 per month over the last three months.1

› Applying is Free › No Obligation to Take Funds
Years in
1 year +
$50,000 Annually
- or -
$4,200 / Month
over the last 3 months

How to apply for a line of credit*

Create a login and provide basic business information

Enter your email address and password so you can return to Kabbage anytime. Then enter your business name, type and industry to help us understand your business.

Securely link your
business accounts

With secure, ongoing access to your accounts, we can review your revenue in a fraction of the time it takes traditional lenders and can provide the right amount of funding at the right time based on your latest business performance.

Security is our first priority. We use the highest encryption standards to protect your accounts. We can never see or store your personal information.

Get a decision quickly

We'll assess your business performance to let you know how much funding you can access.

We analyze a variety of financial performance indicators like revenue consistency, cash flow and the business owner's consumer credit, so one factor won't necessarily keep you from qualifying.

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Taking Funds

Withdraw the amount you need, when you need it, from your computer or phone.

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Making Payments

Loans through Kabbage Funding have simple, monthly payments with no prepayment penalties or hidden fees.

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