leadership / Heads

Kaustav Das

Head of Risk

Kaustav Das brings a diverse background in product and risk management to his role as Head of Risk for Kabbage. After receiving a Bachelor of Economics and Master of Quantitative Economics, Kaustav spent 15 years in a variety of risk and credit roles with American Express.

As Chief Credit Officer for Merchant Financing, Kaustav launched lending products for American Express merchants, growing the new segment to $700 million in four years. He also gained in-depth experience with lending technology, developing a commercial lending platform to support merchant financing and other non-card lending products in 2016.

Most recently, he led all accounts payable-based financing products as Head of Commercial Lending Strategy, where he was responsible for developing business-to-business products and solutions to diversify the company’s commercial lending.

Kaustav joined Kabbage to have end-to-end involvement in risk strategies. Now he oversees Kabbage’s risk management throughout the customer lifecycle to help ensure the company grows profitably.

Kaustav is an avid traveler who has visited every continent other than Antarctica. When he’s not spending time with his sons, he loves playing cricket. His favorite small business is Grand Sichuan restaurant in Manhattan.