compare funding

Kabbage is built for
small businesses


See how Kabbage stacks up

We've used technology to modernize the way small businesses get funding. Kabbage lines of credit offer flexible access that lets you decide how much funding to use and when.

Loan application process

Our online loan process is simple, with no waiting in line or digging up old tax returns. Just enter basic business information and securely link your revenue data to help us understand the health of your business.

vs. Traditional Lenders1
vs. Credit Cards
vs. Other Small Business Lenders

Multi-page loan documents, income statements, tax records and collateral

Relies heavily on traditional FICO score for underwriting decision

Require additional financial information after initial online application

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vs. Traditional Lenders1

Multi-page loan documents, income statements, tax records and collateral

vs. Credit Cards

Relies heavily on traditional FICO score for underwriting decision

vs. Other Small Business Lenders

Require additional financial information after initial online application

"Kabbage gives you that opportunity to get what you need until you can profit on it. They made it simple – six easy payments with a small fee, compared to those other rates. Push of a button, and I'm funded"

- tony m. | coastal concrete construction

Time to decision

You can complete the Kabbage application from your computer or phone. We’ll review your business and let you know right away how much funding you can access.

vs. Traditional Lenders1
vs. Credit Cards
vs. Other Small Business Lenders

2 weeks or more

Same day

Hours or days

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vs. Traditional Lenders1

2 weeks or more

vs. Credit Cards

Same day

vs. Other Small Business Lenders

2-3 days

How to Qualify

Fund availability

Once you're approved, you can access your line of credit immediately.2 Draw from your line up to once a day whenever your business needs a boost.

vs. Traditional Lenders1
vs. Credit Cards
vs. Other Small Business Lenders

One lump sum; available 1-3 business days from approval

Up to 10 days to receive card

1+ days

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vs. Traditional Lenders1

One lump sum; available 1-3 business days from approval

vs. Credit Cards

Up to 10 days to receive card

vs. Other Small Business Lenders

3 days to 2 weeks

How to Take Funds

"We've used our Kabbage line of credit to support our business for more than two years – purchasing additional equipment, covering payroll expenses and buying our ingredients up front to increase production."

- lisa ayotte /
soul'y raw pet

Loan cost and repayment

With Kabbage, you'll pay a simple monthly fee when you take a loan. You can even pay off your loan early and save money on fees.

vs. Traditional Lenders1
vs. Credit Cards
vs. Other Small Business Lenders

Interest charges, prepayment penalties and origination fees may apply

Monthly interest charges; annual fees may apply

Interest charges, prepayment penalties and origination fees may apply

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vs. Traditional Lenders1

Interest charges, prepayment penalties and origination fees may apply

vs. Credit Cards

Monthly interest charges; annual fees may apply

vs. Other Small Business Lenders

Interest charges, prepayment penalties and origination fees may apply

Ready to get started?