No obligation
It's free to apply, and there's no cost until you use your funds.
Flexible lines of credit
Lines up to $250,000
Get the security of working capital that's ready when you are.
Convenient access
Draw from your lines using your online dashboard or the Kabbage mobile app.
Funds when you need them
Take the money you need now and rest easy knowing your line will be there in the future.
Watch How it Works
Simple loan application
Apply wherever you are
Enter basic business information and securely link your revenue data from your computer or phone.
Submit data in real time
We look at your latest business information to determine the health of your business.
Get approved right away
We use technology to review your business and let you know right away how much funding you can access.
Always the right amount of funding
Our secure, ongoing connection to your information ensures you have the right amount of funding at the right time based on your latest business performance.
Straightforward loan rates and terms
Transparent monthly fees
Instead of interest, Kabbage Funding charges a simple fee each month you have an outstanding balance.
Pay early and save
There are no prepayment penalties with any Kabbage Funding loan terms. Save on fees when you pay off the entire loan balance early.¹
No hidden costs
Review your repayment schedule before taking a loan so you’re always informed, and there are never surprises.
6-, 12- or 18-month terms
When you qualify, you’ll find out which loan term(s) you can access.
what it costs:
Trusted and secure small business loans
Advanced security
We use advanced encryption, and we're certified for our commitment to customer privacy.
Trusted by over 225,000 businesses
We've helped thousands of small businesses access the capital they need to succeed.
A+ rated by the BBB
We're vouched for by the Better Business Bureau and backed by a 4.5 out of 4.5 rating on Trustpilot.
Over $9 Billion in small business loans
We've supported thousands of businesses with more than $9 Billion in loans and counting.