Sign up now, and in just 7 minutes you could qualify for up to $100,000 using ONLY your Xero data!
Kabbage is the #1 provider of online working capital - helping SMBs like you grow their businesses with fast, easy and flexible funding.Apply Now See How Much You Qualify For
Kabbage's fast, flexible small business loans are always there when you need them. Draw against your line as often as once a day for anything you need to grow your business. Kabbage offers affordable 6-month terms for each loan you take. Banks take weeks to decide if you qualify. Kabbage delivers funds in minutes*.
We approve businesses by looking at real-life data, not just a credit score, to provide funding in minutes.
Just link any or all of the online services you use to qualify instantly. No paperwork, faxing or waiting in line required. It’s that simple!
Take what you need when you need it.
Get approved for lines from $2000 to $100,000! Select the amount you need and we’ll deposit it into your bank or PayPal account.
And, now you can get funds on the go with our new mobile app! Learn more →
Use Kabbage Funds to…
See what other business owners have done with their Kabbage cash below.
Kabbage has funded over $400,000,000 to help businesses grow. Kabbage is the industry leader in providing working capital online, but don't take it from us. Watch our members tell their stories.
The world’s fastest and easiest way to get funds to grow your business. Kabbage is A-Rated by the Better Business Bureau and has provided more business loans online than anyone in the industry!
We've simplified the lending process. Get approved for lines from $2000 to $100,000 and take funds as often as once a day. Pay only for what you take. No hidden costs. No early payment fees.
Each applicant is given a loan rating which determines your interest rate. The rating goes from A-1 to G-5. Your rating is determined by your credit history as well as verified income through your bank account. Your rating is determined instantly during the application process on the instant review step. Find out your rating range and interest rate in seconds.
If any payment you make is dishonored or returned for any reason, you agree to pay a $15 handling fee.
If you fail to make a timely payment, you agree to pay a late payment fee of the greater of $15 or 5% of the current due amount for payments more than 5 days late.
You may make payments by personal check by contacting us at email@example.com or Karrot, 730 Peachtree St, Suite 350, Atlanta, GA 30308. You agree that we will assess a $15 check processing fee per payment by check to the extent not prohibited by applicable law.
All legally required disclosures will be made available on our website or from our customer service department in electronic format free of charge. There will be a $15 processing fee assessed for each request for a paper document.
A non-refundable origination fee is applied to the loan at the time the funds are disbursed. This fee is to help in covering the cost associated in servicing the loan as well as for screening potential borrowers. The fee will be taken from the amount of the loan up-front resulting in a net disbursement of the loan amount less the origination fee. When shown, the APR includes the origination fee in the calculation.
|Term||Loan||Origination Fee||Disbursement||Monthly Payment||APR1|
If you know how much money you want to end up in your account you can figure out accounting for the origination fee as well.
|Term||Desired Amount||Origination Fee||Loan Amount 2||Monthly Payment||APR1|
The origination fees range from 1.05% to 4.75% depending on the loan grade assigned by the system. The APR for the loan takes into account the upfront origination fee.
1 The APR is inclusive of the origination fee. The annualized interest rate for this example would be 5.73%. These rates are all for example purposes and not necessarily representative of rates that would actually be assigned to the examples shown. Not all rates are available for all terms. 2 Actual loan amounts will need to be rounded up to the nearest $500 increment.
* Kabbage can approve you in minutes when we are able to automatically obtain your business data and instantly verify your bank account. In some situations errors may occur during the sign up process, or we may need to send micro-deposits to confirm your bank account for security purposes. If this is the case, it may take up to several days to provide you access to funding