To qualify with Kabbage, your business must be at least one year old with annual revenues of at least $50,0004. Interested in a personal loan instead?** Apply with our partner ›
From maximizing inventory to driving customer traffic, we want to help you reach your potential.
As a retailer, your working capital can fluctuate based on seasonal demand, variations in inventory or hiring extra staff. You want to be poised to turn around a big order or take advantage of bulk pricing – but these opportunities require immediate cash on hand.
If you don't have the luxury of 30- or 60-day payment terms, you're probably looking for a way to bridge the gaps in your cash flow. Traditional lenders typically require extensive credit and financial documentation, and their approval processes are lengthy. Even if you are approved, it can take days to get the working capital you need – and your opportunity could be gone by then.
That's where Kabbage comes in. Our application process is fully automated and online, so we can quickly provide small business loans of up to $250,000. We use simple, meaningful revenue data from your business to approve your business – not elaborate documentation that takes you extensive time to gather.
A loan for retail businesses can cover day-to-day and seasonal small business expenses, including:
Qualify for a line up to $250,000
"Since 2012, I've leveraged my revolving line of credit from Kabbage to maximize my inventory, improve my website and purchase much-needed technology."
Accessing small business funding shouldn't be complicated or time-consuming, so Kabbage developed a simple way to get up to $250,000.2.