types of loans

Kabbage has you covered
with small business loans


Many goals. One solution.

As an entrepreneur or small business owner, you have many goals to grow your business, from launching an online store to attracting more customers or outpacing your competitors. Fortunately, these can all be supported by one thing: a small business line of credit from Kabbage.

See how Kabbage works for small business:
Why Kabbage

At Kabbage, we provide small business funding that is designed to help you grow your business on your terms. Having access to small business financing can give you the freedom to focus on other aspects of running your business.

Some common use cases for Kabbage lines of credit include:
  • Purchase inventory
  • Invest in new equipment
  • Smooth cash flow or cover payroll
  • Hire more staff
  • Launch a marketing campaign
Using Your Loan
Some common use cases for Kabbage lines of credit include:
  • Purchase inventory
  • Invest in new equipment
  • Smooth cash flow or cover payroll
  • Hire more staff
  • Launch a marketing campaign
Using Your Loan

The benefits of a small business loan

If you need to raise capital, there are a variety of options, including borrowing money from friends, taking out a personal loan, working with an equity partner or taking out a small business loan.

Maintain Control

If you work with an equity partner (or co-owner), you may give up some control of your business and will likely forfeit some of the business profits or gains made if you ever sell the business. With a small business loan, you maintain full control of your business and any potential profits.

Avoid Conflicts

Borrowing from friends and family can be fraught with challenges. The family member may view themselves as a part-owner with the power to call the shots and make decisions. It can be awkward to mix familial and business relationships. Taking out a loan from an independent organization such as Kabbage helps avoid these issues.

Why You'll Love Kabbage
Protect your Business

Business owners sometimes take out personal loans to fund their business. Mixing personal finances and credit with business can cause complications down the line.

Why You'll Love Kabbage

Kabbage is easy to use, and you get a decision in minutes

Kabbage’s small business loan application process can be completed in minutes, eliminating the time typically spent waiting in lines or filling out numerous forms. Business financing decisions are made in real time, so small business owners can access their lines of credit as soon as they're approved. Kabbage uses advanced security to protect applicants’ information. Our small business loans are vouched for with an A+ rating from the Better Business Bureau.

Our small business loan application process can be done in minutes from your computer or phone, and there is no cost involved. Additionally, applicants can link multiple revenue-generating accounts such as eBay or PayPal to provide us with a wide range of data, ensuring that we provide the most appropriate amount of small business funding.

There are several types of small business loans available

The diversity of companies operating within the small business industry has prompted the creation of several types of small business loans.

Unsecured Small Business Loans

Unsecured, or uncollateralized, small business loans are designed to support entrepreneurs in a variety of financial situations. An unsecured loan from Kabbage offers quick, straightforward access to funding to grow your small business. These types of loans do not require a borrower to put up personal collateral. Unsecured small business loans include:

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Secured Small Business Loans

Secured, or collateralized, small business loans include equipment loans, factoring and merchant cash advances and require business owners to supply collateral to receive funds. For example, if you are looking for a loan to improve or upgrade your equipment, you can put down personal collateral and apply for an equipment loan. Secured small business funding is ideal for lenders as they are afforded additional peace of mind that results from borrowers putting up their own backing.

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Industry-Specific Loans

At Kabbage, we are dedicated to supporting entrepreneurs and small business owners. If you are a business owner with industry-specific needs like bulk orders of food or modern medical equipment, obtaining an industry-specific loan can be the best way to ensure that you have the small business funding to thrive within your industry. Learn more about what you can do with the financing from your industry-specific small business loan below.

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Minority Loans

Minority businesses have typically been underserved when it comes to small business financing. At Kabbage, we support all entrepreneurs and small business owners. Our comprehensive data gathering process allows us to offer small business funding to all types of business owners.

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Ready to get started?

Kabbage is dedicated to supporting small businesses

Kabbage’s small business loans support all aspects of your small business from marketing expenses, new equipment purchases and more. Whether you prefer a secured or unsecured option, need funds for an industry-specific need or are a minority business owner, apply for a small business loan from Kabbage to learn how much funding you could access in minutes. To see how our business loans can be used across every use case or within your specific industry, you can find additional information about our loans below.

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