types of loans /

Unsecured Small Business Loans

Unsecured loans may be the best option for entrepreneurs and small business owners that need access to funds quickly to face a crisis or secure an opportunity with working capital. Unsecured small business loans are a good choice for businesses with little collateral or less than stellar credit history or credit score.

Small-business lenders typically require collateral or personal assets for repayment security before approving a loan. This allows the lender to claim the collateral in the event the borrower defaults on the payments. Not every small business owner can put up collateral for a small-business loan.

Unsecured loans may be the best option for entrepreneurs and small business owners that need access to funds quickly to face a crisis or secure an opportunity with working capital. Unsecured small business loans are a good choice for businesses with little collateral or less than stellar credit history or credit score. There are many forms of unsecured loans, including business lines of credit, SBA loans and and minority loans. Learn more about each of the types of unsecured loans and whether or not they're available through Kabbage Funding™ below.

Get A Business Line of Credit Up To $250,000 | Kabbage Funding

Small business owners seeking flexible small business funds should turn to business lines of credit. The funds in a business line of credit can be accessed at any time, providing flexibility that enables entrepreneurs and small business owners to access the funds they need easily. Get the business funding you need with easy repayment terms.

Learn More About Business Lines of Credit 
Working Capital Loans Up To $250,000 | Kabbage Funding

A working capital loan provides the funding small businesses require on a day-to-day basis. Working capital loans are ideal for small businesses looking to cover expenses such as small inventory needs, equipment financing, advertising campaigns or any other purchase geared towards sustaining growth. Let Kabbage Funding solve your business lending needs and apply for a working capital loan today!

Learn More About Working Capital Loans 
Online Business Loans for Your Business | Kabbage Funding

An online loan provides the funding small businesses require on a day-to-day basis. Working capital loans are ideal for small businesses looking to cover expenses such as small inventory needs, advertising campaigns or any other purchase geared towards sustaining growth. Apply for unsecured small business loans and take advantage of knowing your payment schedule before taking a loan.

Learn More About Online Business Loans 
Professional Loans

Professional services providers such as attorneys and CPAs looking for small business funding should consider professional loans. These types of small business loans provide the working capital professionals require to ensure they have cash flow so their businesses can continue to grow and thrive. Unlike other online lenders, Kabbage Funding has a simple online application and approval process.

Learn More About Professional Loans 
Commercial Loans | Get Funded with Kabbage Funding

Commercial loans are ideal for entrepreneurs and small business owners who need to fill gaps in working capital. Commercial lending loans can provide short-term loans and funding assistance for costs such as hiring and training new employees, launching new marketing promotions, and many more business expenses. When you need a commercial loan, let Kabbage Funding provide access to the capital you need.

Learn More About Commercial Loans 
Short Term Business Loans | Get Funded with Kabbage Funding

If you are a new or established business which faces immediate financing needs, a short-term business loan can bridge gaps in cash flow. Entrepreneurs and small business owners who need quick access to funds and will be able to pay back their small business loan quickly should consider short-term business loans. Save your credit card for a rainy day and take advantage of short term business loans through Kabbage Funding.

Learn More Short Term Business Loans 
Inventory Financing Loans | Get Funded with Kabbage Funding

Inventory loans are ideal for retail or product-oriented small businesses that need to have the appropriate amount of inventory on hand at all times. Entrepreneurs and small business owners who have to prepare for bulk orders or peak seasons can benefit from the funds that inventory loans offer without tapping into their business credit cards that often carry higher interest rates. Take advantage of your line of credit almost instantly with easy monthly payments.

Learn More About Inventory Financing 

*Typically, these types of small business loans do not require collateral.

Unsecured loans are most suited for entrepreneurs and small business owners seeking quick and easy access to small business funding. When faced with a need to cover unexpected expenses, consider an unsecured loan so you can continue to help your small business grow.

Important update regarding existing loans

In connection with American Express’s acquisition of Kabbage, the K Servicing site has been established to maintain consistency in the way you manage existing loans.

Your outstanding loans will continue to be managed by K Servicing for Kabbage1

If you have outstanding loans as of October 16, 2020, log into K Servicing using your current Kabbage username and password to manage:

  • Kabbage Funding loans1
  • SBA loans taken through the Paycheck Protection Program (PPP), including loan forgiveness2

Kabbage’s pre-existing loan portfolio was not included in the acquisition.