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Sign up now, and in just 7 minutes you could qualify for up to $100,000 using ONLY yourAuthorize.Net data!

Kabbage is the #1 provider of online working capital - helping SMBs like you grow their businesses with fast, easy and flexible funding.

Apply Now See How Much You Qualify For

Working Capital at your fingertips

Kabbage's fast, flexible small business loans are always there when you need them. Draw against your line as often as once a day for anything you need to grow your business. Kabbage offers affordable 6-month terms for each loan you take. Banks take weeks to decide if you qualify. Kabbage delivers funds in minutes*.

Apply, qualify and get cash instantly.

We approve businesses by looking at real-life data, not just a credit score, to provide funding in minutes.

Just link any or all of the online services you use to qualify instantly. No paperwork, faxing or waiting in line required. It’s that simple!

Watch how Kabbage Loans work →

Trusted by 100,000+ business owners

Kabbage has funded over $400,000,000 to help businesses grow. Kabbage is the industry leader in providing working capital online, but don't take it from us. Watch our members tell their stories.

#1 Online Provider of Business Loans

The world’s fastest and easiest way to get funds to grow your business. Kabbage is A-Rated by the Better Business Bureau and has provided more business loans online than anyone in the industry!

  • Kabbage financing resembles a line of credit -- customers only pay for what they use
  • Kabbage uses your seller history and reviews to figure out how much money it should give you.
  • Kabbage uses accounting data and other metrics to approve… advances online in a few minutes.
  • … stepped in to satisfy demand from… merchants who need to pay upfront for inventory
  • America's Most Promising Companies — The Top 100 Of 2014. Kabbage ranks #37
  • [Uses] unconventional data like shipping history to extend advances to small merchants.
  • It is that data that Kabbage uses to gauge the performance of a small business.
  • Kabbage automatically reviews data such as online sales and shipping information.
  • Kabbage financing resembles a line of credit -- customers only pay for what they use
  • Kabbage is disrupting this space by providing a painless way to help sellersaccess cash quickly.
  • Kabbage encourages [businesses]… to detail social media and business activities.
  • The more platforms businesses sell on, the more incentive Kabbage offers them.

What does it cost?

We've simplified the lending process. Get approved for lines from $2000 to $100,000 and take funds as often as once a day. Pay only for what you take. No hidden costs. No early payment fees.

How much do you want?

Loans from $2,000 up to $100,000
$2,000 $100,000

Length of Loan ?

1 Month 6 Months

Example Loan

Loan Amount
$10,000
Length of Loan
6 months
Total Fee Amount*
$1,200
Total
$11,200
* Based on average Kabbage Score and credit history—no hidden costs. Still have questions? View our Frequently Asked Questions.

The Kabbage Score

The Kabbage score is the aggregation of all the data points we use to determine loan eligibility, qualification amount, and the fees for your first 2 months. These data points may include, but are not limited to your average revenue per month, years in business, credit history, and the ongoing monitoring of the transactional data from the services you linked. The more services you link, the better Kabbage understands your business.

The Cost of a Kabbage Loan

  • Fees are 1% - 13.5% of your selected loan amount the first 2 months and 1% for each of the remaining 4 months. No early payment fees.
  • Every month, for six months, you pay back 1/6th of the total loan amount plus the monthly fee. You can pay early and save.
  • Each draw is treated as an agreement between you and Kabbage. Draw against your line as often as once a day. Pay only for what you take.

* Kabbage can approve you in minutes when we are able to automatically obtain your business data and instantly verify your bank account. In some situations errors may occur during the sign up process, or we may need to send micro-deposits to confirm your bank account for security purposes. If this is the case, it may take up to several days to provide you access to funding